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Established 1727 • Edinburgh, Scotland

About Royal Bank of Scotland

For nearly 300 years, Royal Bank of Scotland has stood as a pillar of trust and innovation. From inventing the world's first overdraft in 1728 to pioneering digital banking today, our heritage empowers your financial future.

1727
Year Founded
£85,000
FSCS Protection per Depositor
24/7
Digital Banking Access
100%
Bank-Grade Encryption
Scottish Banking Heritage

Rooted in Edinburgh, Serving Customers Worldwide

Headquartered at 36 St Andrew Square in Edinburgh, Scotland with a regional office in Singapore, Royal Bank of Scotland serves millions of personal, business, and commercial customers. We combine local relationship managers with cutting-edge mobile and online security tools.

Authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority, we strictly safeguard your financial assets with bank-grade protocol.

Office Details

Registered Headquarters
36 St Andrew Square, Edinburgh, Scotland, EH2 2YB
Singapore Office
1 Raffles Quay, #28-01, Singapore 048583
Regulatory Compliance
The Royal Bank of Scotland plc. Authorised by the PRA and regulated by the FCA and PRA.
Financial Protection
Eligible deposits protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Our Core Principles

Built on integrity, security, and exceptional service for over three centuries.

Security & Trust

We safeguard customer accounts with multi-factor authentication, fraud detection, and PRA/FCA regulatory compliance.

Customer First

Every personal account, borrowing product, and wealth solution is designed around the needs of our members.

Excellence

Upholding standard-setting practices across retail banking, mortgages, and commercial financing.

Digital Innovation

Pioneering secure 24/7 digital banking tools, mobile card controls, and Virtual Assistant Cora.

Bank with Royal Bank of Scotland

Experience reliable UK banking backed by almost 300 years of financial strength.